Protect cardholder data
Verifying that your customer is the actual cardholder is a critical first step in fraud mitigation. Elavon was among the first processors to launch EMV (chip) card authentication when it was introduced in 2015, and this card-present technique remains an essential part of our secure approach to payments.
Counterfeit prevention from the start
According to a 2018 Visa report, U.S. merchants who accept chip cards saw a 75% reduction in counterfeit fraud.2 We support chip card acceptance, your first layer of security, so you can authenticate cards at the point-of-sale and reduce chargebacks.
In-transit protection
Protect card data as it moves across your business to our secure data center. Our point-to-point encryption (P2PE) technology masks the data to minimize exposure in the event of a breach.
Nothing to find, nothing to steal.
Our payments security solutions include encryption and tokenization to protect card data both “in transit” and “at rest.” Our point-of-sale terminals feature hardware-based, tamper resistant security modules. When a payment card is swiped or inserted (dipped), encryption protects the card data as it travels across various systems and networks until it is decrypted at our secure data center. Tokenization replaces cardholder data with a unique token ID – that removes it from the processing environment – for use in subsequent transactions. Sensitive information is inaccessible should a breach occur.
Smart insights
Data Breach Business Impact
Companies that identified a data breach in less than 100 days lost $2.8M. The cost rose to $3.83M after 100 days.
How to Solve Card Data Anxiety
Card data is a favorite target for cybercriminals. That doesn’t mean your business has to be the next victim.
Your Customers’ Best Cybercrime Defense is a Technology-Based Offense
There’s been a steep rise in data breaches in the healthcare industry over the last few years.
Processing Steps
46
Countries
Process payments with 4XPayments in over 46 countries & find our offices in the US, Canada, Mexico & the UK.
$180M
in Annual Volume
We’re growing – FAST. Experience what it’s like to work with a processor with incredible scale.
104k
Clients
From B2B to online and salons to restaurants, 4XPayments supports industries and companies of all shapes & sizes.
2103
Referral Partners
Our partnership won’t just be a value add to your customers, we’ll add an additional revenue stream to your organization.
How to save 50-80% on processing costs
You submit a merchant processing statement
Pull a couple months worth of your processing statements and send them on over.
We do a deep dive and a Cost Savings Analysis
Our analysts will breakdown your data & give you a simple report of savings you could expect.
We process your app and open your accounts
We’ll setup your merchant account and get you up & running in no-time.
More $$$ in your pocket!
It’s true! We can save you 50-80% in processing, with NO CONTRACTS.
4XPayments Consultant
Ready To Get Started?
Apply for an account to instantly start processing mail and telephone orders. Or reach out to us to design a custom package for your business.
An Experience
People Love To Talk About
I had a very positive experience with 4XPayments. We were having trouble getting a merchant account because our company is categorized as high risk. However, with a really strong effort by Nicole Hillis, we eventually got approved. I highly recommend them especially if you are in a high risk category!
Nelson Greg
GA Resources4XPayments is an extremely conducive service provider. I was new in this field and achieve the best support from Tom Jamie. It plays an amazing, very reliable part to begin and grow your business by the way I will definitely recommend others to use this company and get full satisfaction with your payments. All the best to the team and clients.
Domun Stewart
Easy Shop Bounce PipeI started working with 4XPayments this spring to set up a new account. The customer service has been tremendous. Ella Paz is super-responsive, always helpful, and follows through diligently every step of the way. I was anxious about starting over with a new processor, but Ella and her team made it as painless as possible. We now have our new account set up, and customers are making payments on our website daily. I am very impressed with the service and would highly recommend 4XPayments to others based on my first month with them. It's Five-Star Service, for sure!!!
Ursula Hella
Women's Soccer CoachJoin the 4XPayments Family
Our process and unique agent support systems and dedicated to your become a Payment Professional Today!