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ACH Payment Processing

4XPayments is adept at supporting ACH payment processing for all types of businesses. Send and receive ACH payments instantly for B2B transactions with our simple, secure, and scalable technology that lets you expand your digital payments options.

  • Increase Cash Flow
  • Accept Instant ACH Transfers
  • Multiple Gateway Integrations
  • No Setup Fees
  • Accept Payments Anytime
  • Send ACH Payments Online

Your Best ACH Payment Processor

4XPayments already has the relationships to support credit card processing online and in-person, ACH (Automated Clearing House) is just another service that we can provide. With a quick and simple application process, we can get you set up to take ACH payments right away.

ACH Payments from Anywhere

This is your all-in-one answer for online, MOTO, and mobile transactions- the only thing you need is an internet connection.

Subscription and Recurring Billing

You will have the ability to subscribe customers for recurring billing with just a click of a button. Simply set the recur date and amount automatically.

Check Verification and Processing

Reduce fraud by verifying the check received and initiate deposits into your bank account directly.Receive an instant bank account confirmation and updated balance.

How Can You Use ACH Payment Processing?

Instant account setup and next day transfers make it easy to send and receive money.

Instantly Send and Receive Payments!

Looking for reliable ACH and payment processing that won’t break the bank? 4XPayments is the answer. No long application. No separate bank account. Just simple and robust ACH merchant services for you.

Every Business Needs an ACH Processor

Easily send and receive money from clients, easily authenticate echecks with our advanced verification tools, and balance your books with 4XPayments’s ACH merchant solution.

  • Freelancers
  • Government Agencies
  • Accounting Firms
  • Utility Companies
  • Auto Repair Shops
  • General Contractors
  • Travel Agents

ACH Payment Processing is Simple

No matter what your business type is, 4XPayments has the solution for your business to take ACH and credit card processing. With just a fast online application, we can get you set up and integrated within 48 hours.

Receive Payments

Accept payments from your vendors with just a click of a button, Single and recurring payments are easy to generate and send with an intuitive dashboard.

Send
Payments

Create a single or recurring payment to your clients directly into your bank accounts. The most streamlined solutions for payouts.

Next Day Transfers

Get the money into your account within 24 hours, so that you’re ready to move forward with your business.

Transfer Confirmation

Receive instant verification that your bank account was credited or debited along with your updated account balance - making accounting a breeze.

Processing Steps

46

Countries

Process payments with 4XPayments in over 46 countries & find our offices in the US, Canada, Mexico & the UK.

$180M

in Annual Volume

We’re growing – FAST. Experience what it’s like to work with a processor with incredible scale.

104k

Clients

From B2B to online and salons to restaurants, 4XPayments supports industries and companies of all shapes & sizes.

2103

Referral Partners

Our partnership won’t just be a value add to your customers, we’ll add an additional revenue stream to your organization.

How to save 50-80% on processing costs

You submit a merchant processing statement

Pull a couple months worth of your processing statements and send them on over.

We do a deep dive and a Cost Savings Analysis

Our analysts will breakdown your data & give you a simple report of savings you could expect.

We process your app and open your accounts

We’ll setup your merchant account and get you up & running in no-time.

More $$$ in your pocket!

It’s true! We can save you 50-80% in processing, with NO CONTRACTS.

4XPayments Consultant

Ready To Get Started?

Apply for an account to instantly start processing mail and telephone orders. Or reach out to us to design a custom package for your business.

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An Experience
People Love To Talk About

I had a very positive experience with 4XPayments. We were having trouble getting a merchant account because our company is categorized as high risk. However, with a really strong effort by Nicole Hillis, we eventually got approved. I highly recommend them especially if you are in a high risk category!

Nelson Greg

GA Resources

4XPayments is an extremely conducive service provider. I was new in this field and achieve the best support from Tom Jamie. It plays an amazing, very reliable part to begin and grow your business by the way I will definitely recommend others to use this company and get full satisfaction with your payments. All the best to the team and clients.

Domun Stewart

Easy Shop Bounce Pipe

I started working with 4XPayments this spring to set up a new account. The customer service has been tremendous. Ella Paz is super-responsive, always helpful, and follows through diligently every step of the way. I was anxious about starting over with a new processor, but Ella and her team made it as painless as possible. We now have our new account set up, and customers are making payments on our website daily. I am very impressed with the service and would highly recommend 4XPayments to others based on my first month with them. It's Five-Star Service, for sure!!!

Ursula Hella

Women's Soccer Coach

Join the 4XPayments Family

Our process and unique agent support systems and dedicated to your become a Payment Professional Today!

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Meet your cash flow needs from the dasboard now.

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