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Merchant Account Services

Ready to begin accepting payments but don’t know where to start? Setting up a merchant account is the first step to securing credit card payment processing.

Payment processors require businesses to work through a merchant services provider in order to utilize all of their available capabilities. By applying for a merchant account through 4XPayments, you are establishing a reliable banking channel for funds to be securely processed through.

Solutions for your business

Your business is dynamic, the way you accept payments should be too. Find the right payment processing solutions for how you run your business.

eCommerce

Build your online business with payment processing you can count on to keep things running smoothly.

Retail

Take payments, manage inventory and get data you need to do more with your store.

All business types

We offer a versatile set of payment processing solutions to fit your unique business needs.

Simple solutions to take payments and manage your business

Accept payments at your store, online or on-the-go with our point-of-sale (POS) and software solutions that help you take payments your way.

  • Point-of-Sale Solutions

    Simple and secure payment solutions to accept all major debit and credit cards.

  • Integrated Solutions

    Software solutions to help you run your business with 4XPayments payments built in.

Experience You Can Trust:

4XPayments is the leading provider of merchant services with over $1 trillion in annual processing volume.¹ We have been serving the world's largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years.

Security and Fraud Protection:

Security and fraud prevention is at the core of our business. We secure your transactions, leaving you less susceptible to a breach.

4XPayments Consultant

Ready To Get Started?

Apply for an account to instantly start processing mail and telephone orders. Or reach out to us to design a custom package for your business.

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Customer Service on Your Terms:

When it comes to your business, we know there's no such thing as 9-5. You're always on the clock. That's why our help desk team is available 24/7/365, so that you can find the answers and support you need, on your schedule.

Manage all of your Chase business accounts together online

  • Chase Online provides consolidated access to your business accounts

  • Unlock powerful insights so you can make informed decisions about your business

We have a variety of financial solutions to help your business:

  • Business checking

    Explore checking options designed around your
    business.

  • Focus on saving

    With a Chase business savings account, you can keep your money growing and help bring future goals within reach.

Processing Steps

46

Countries

Process payments with 4XPayments in over 46 countries & find our offices in the US, Canada, Mexico & the UK.

$180M

in Annual Volume

We’re growing – FAST. Experience what it’s like to work with a processor with incredible scale.

104k

Clients

From B2B to online and salons to restaurants, 4XPayments supports industries and companies of all shapes & sizes.

2103

Referral Partners

Our partnership won’t just be a value add to your customers, we’ll add an additional revenue stream to your organization.

How to save 50-80% on processing costs

You submit a merchant processing statement

Pull a couple months worth of your processing statements and send them on over.

We do a deep dive and a Cost Savings Analysis

Our analysts will breakdown your data & give you a simple report of savings you could expect.

We process your app and open your accounts

We’ll setup your merchant account and get you up & running in no-time.

More $$$ in your pocket!

It’s true! We can save you 50-80% in processing, with NO CONTRACTS.

An Experience
People Love To Talk About

I had a very positive experience with 4XPayments. We were having trouble getting a merchant account because our company is categorized as high risk. However, with a really strong effort by Nicole Hillis, we eventually got approved. I highly recommend them especially if you are in a high risk category!

Nelson Greg

GA Resources

4XPayments is an extremely conducive service provider. I was new in this field and achieve the best support from Tom Jamie. It plays an amazing, very reliable part to begin and grow your business by the way I will definitely recommend others to use this company and get full satisfaction with your payments. All the best to the team and clients.

Domun Stewart

Easy Shop Bounce Pipe

I started working with 4XPayments this spring to set up a new account. The customer service has been tremendous. Ella Paz is super-responsive, always helpful, and follows through diligently every step of the way. I was anxious about starting over with a new processor, but Ella and her team made it as painless as possible. We now have our new account set up, and customers are making payments on our website daily. I am very impressed with the service and would highly recommend 4XPayments to others based on my first month with them. It's Five-Star Service, for sure!!!

Ursula Hella

Women's Soccer Coach

Join the 4XPayments Family

Our process and unique agent support systems and dedicated to your become a Payment Professional Today!

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