High Risk Merchant Account Specialists
Our cutting-edge high risk credit card processing solutions ensure you have the most up-to-date software, hardware, and solutions.
- Fast approval
- The latest security features
- Customizable solutions
- Reliable processing times
- Responsive customer support
Personalized High Risk Credit Card Processing
Here at 4XPayments, obtaining a high risk merchant account for businesses new and established is our specialty. Our cutting edge high risk credit card processing solutions ensure you have the most up-to-date hardware and software available. Our solutions let your customers purchase products and services with ease. The process of setting up a high risk merchant account is determined by the amount of risk associated with the business as well as the industry. But what determines if your business is risky and how can you secure affordable high risk credit card processing?
Free Rate Review
Let us take a look at your current processing statement to see where we can get you better rates. Pay less each month so you can put more back into your growing business.
Chargeback & Risk Mitigation
Don’t let chargeback disputes, fraud, or bad credit get in the way of approval. 4XPayments offers a suite of tools to help reduce these factors and get you setup faster.
eCommerce & Brick-and-Mortar
approved for high risk credit card processing within days, no matter if you’re online, in-person, seasonal, or all of the above.
- Accounting & Tax Prep
- Cigarettes & Tobacco
- Credit Repair
- Debt Consolidation
- Guns & Firearms
- High Volume
- Nutraceuticals & Supplements
- Property
Management - SaaS Companies
- Tasers & Stun Guns
- Tech Support
- Web Design
Services
- Bail Bonds
- Continuity & Subscriptions
- Digital Download
- Document Prep
- Drop Shipping
- Electronics
- Hunting & Outdoor Equipment
- Jet Charter
- Nonprofit
- SEO & SEM Services
- Smoking Accessories
- Vape & E-Cigarettes
A Look into High Risk Merchant Accounts
Don't let the term "high risk" scare you. There are a wide variety of reasons a business can be classified in this way and not all of them are bad. High risk merchants may earn this classification due to their average transaction size, industry type, typical chargeback rate, fulfillment timeframes, or if they are structured to acceptsubscription-style payments. By falling into any one of these categories, your business will automatically be deemed high risk by merchant account providers across the country.
Some industries fall into the high risk category without a doubt, while others are carefully scrutinized for tell-tale risk factors. Here are a few common industry types that are found to always require a high risk payment gateway.
Painless High Risk Processing
Solutions
Whether you are currently processing or need to set up a new high risk merchant account for your business, 4XPayments is here to help. For existing businesses looking for better rates, new equipment, or state-of-the-art security, ask us how we can help you. We offer free rate reviews, the newest terminals and POS systems, as well as PCI compliant online credit card processing. As for new businesses just getting started, allow us to simplify the process of high risk payment processing. We have a combined experience of over decades in the high risk space. Let us get you processing credit cards simply and quickly. 4XPayments is one of the most trusted high risk credit card processing companies in the industry. Let us show you why.
High Risk Merchant
Account Options
4XPayments offers state-of-the-artEMV terminals,POS systems,mobile swipers, avirtual terminal,chargeback prevention toolsand gateways, to help your business be competitive. Depending on your payment needs, we can provide a solution. eCommerce is our bread and butter, and we can integrate with just about every website and platform on the web. Whether you are using Shopify, WooCommerce, or a custom website we have a solution. Furthermore, we can support retail brick-and-mortar businesses with usb swipers, terminals and POS systems at affordable rates.
Customizable High Risk
Merchant Account
You will have a dedicated and experienced account representative help you every step of the way. The world-class support does not stop upon approval, we handle all inquiries for the life of the account as well. We understand the importance of accepting payments on a regular basis uninterrupted, and we take it very seriously. If there are any issues that arise you will have someone to call immediately. No submitting a support ticket and waiting two days for an email response, that just doesn’t cut it.
Processing Steps
46
Countries
Process payments with 4XPayments in over 46 countries & find our offices in the US, Canada, Mexico & the UK.
$180M
in Annual Volume
We’re growing – FAST. Experience what it’s like to work with a processor with incredible scale.
104k
Clients
From B2B to online and salons to restaurants, 4XPayments supports industries and companies of all shapes & sizes.
2103
Referral Partners
Our partnership won’t just be a value add to your customers, we’ll add an additional revenue stream to your organization.
How to save 50-80% on processing costs
You submit a merchant processing statement
Pull a couple months worth of your processing statements and send them on over.
We do a deep dive and a Cost Savings Analysis
Our analysts will breakdown your data & give you a simple report of savings you could expect.
We process your app and open your accounts
We’ll setup your merchant account and get you up & running in no-time.
More $$$ in your pocket!
It’s true! We can save you 50-80% in processing, with NO CONTRACTS.
4XPayments Consultant
Ready To Get Started?
Apply for an account to instantly start processing mail and telephone orders. Or reach out to us to design a custom package for your business.
An Experience
People Love To Talk About
I had a very positive experience with 4XPayments. We were having trouble getting a merchant account because our company is categorized as high risk. However, with a really strong effort by Nicole Hillis, we eventually got approved. I highly recommend them especially if you are in a high risk category!
Nelson Greg
GA Resources4XPayments is an extremely conducive service provider. I was new in this field and achieve the best support from Tom Jamie. It plays an amazing, very reliable part to begin and grow your business by the way I will definitely recommend others to use this company and get full satisfaction with your payments. All the best to the team and clients.
Domun Stewart
Easy Shop Bounce PipeI started working with 4XPayments this spring to set up a new account. The customer service has been tremendous. Ella Paz is super-responsive, always helpful, and follows through diligently every step of the way. I was anxious about starting over with a new processor, but Ella and her team made it as painless as possible. We now have our new account set up, and customers are making payments on our website daily. I am very impressed with the service and would highly recommend 4XPayments to others based on my first month with them. It's Five-Star Service, for sure!!!
Ursula Hella
Women's Soccer CoachJoin the 4XPayments Family
Our process and unique agent support systems and dedicated to your become a Payment Professional Today!