Guarantee the best for our clients
A+ BBB
Rating
Plus 4X PAYMENTS was named a 2020 Excellence in Customer Service Award Finalist.
No Minimum
Fees
Fully-customizable fees utilizing our proprietary system. We’ll make it simple.
Free Online Reporting
All the data you need at your fingertips, for no additional cost and easily accessible.
Free 24/7/365 Support
We make business personal. Call our award-winning customer support team, anytime.
Think Fintech, Think 4X PAYMENTS
ACH Payment
4X PAYMENTS is adept at supporting ACH payment processing for all types of businesses.
Learn MoreCheck Guarantee
Check guarantee is protection that eliminates the risks of accepting bad checks.
Learn MoreMerchant Account Solutions
ACH Payment
4X PAYMENTS is adept at supporting ACH payment processing for all types of businesses.
Learn MoreCheck Processing
Check Processing is protection that eliminates the risks of accepting bad checks.
Learn MoreOnline Fraud Protection
Credit card fraud detection, protection, and prevention is important for all businesses, no matter their size.
Learn MoreExplore 4X PAYMENTS Payment Solutions
Mix and match products from 4X PAYMENTS payment suite
to solve for your exact business use case.
Payment Gateway
Easily add payments to your website or app with a seamless checkout experience
Learn More →Shopping Cart
We strive to provide shopping cart payment processing that is secure, affordable, and compatible for all business types.
Learn More →Security and PCI Compliance
Verifying that your customer is the actual cardholder is a critical first step in fraud mitigation.
Learn More →Risk Management
SHere at 4X PAYMENTS, obtaining a high risk merchant account for businesses new and established is our specialty.
Learn More →Recurring Billing Software
Save time and increase cash flow with recurring payments and automated billing
Learn More →Small Business Financing
Grow your business with a cost-effective way to finance operating expenses and expansion needs.
Learn More →Features
Empower your business with all the right tools to accept
online payments and provide the best customer experience
Instant Activation
Get activated and transact within 2 minutes. Completely online onboarding with minimum documentation.
Easy Integration
With plugins for all major platforms and languages, integrate and go live with 4X PAYMENTS in less than an hour.
API Driven
Build your business for scale with our complete API-driven automation that requires zero manual intervention.
100+ payment modes
Offer your customers the luxury of all payment modes including Credit/Debit cards, Netbanking, UPI, Wallets etc.
Simple Pricing
Our innovative payment solutions with competitive pricing make payments simpler.
Best in Industry Support
Always available email, phone and chat based support to help you in your every step.
Dashboard Reporting
Real-time data and insights on your 4X PAYMENTS Dashboard to make informed business decisions.
Secure
PCI DSS Level 1 compliant solution which removes your burden of regulatory compliance.
Join the Alliance of Exceptional Businesses through 4X PAYMENTS
We make it easier for you to focus on building great products while we work on simplifying your payments. Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers.
Focus on your business while we handle the complexities of payments for you.
Processing Steps
46
Countries
Process payments with 4XPayments in over 46 countries & find our offices in the US, Canada, Mexico & the UK.
$180M
in Annual Volume
We’re growing – FAST. Experience what it’s like to work with a processor with incredible scale.
104k
Clients
From B2B to online and salons to restaurants, 4XPayments supports industries and companies of all shapes & sizes.
2103
Referral Partners
Our partnership won’t just be a value add to your customers, we’ll add an additional revenue stream to your organization.
How to save 50-80% on processing costs
You submit a merchant processing statement
Pull a couple months worth of your processing statements and send them on over.
We do a deep dive and a Cost Savings Analysis
Our analysts will breakdown your data & give you a simple report of savings you could expect.
We process your app and open your accounts
We’ll setup your merchant account and get you up & running in no-time.
More $$$ in your pocket!
It’s true! We can save you 50-80% in processing, with NO CONTRACTS.
4XPayments Consultant
Ready To Get Started?
Apply for an account to instantly start processing mail and telephone orders. Or reach out to us to design a custom package for your business.
An Experience
People Love To Talk About
I had a very positive experience with 4XPayments. We were having trouble getting a merchant account because our company is categorized as high risk. However, with a really strong effort by Nicole Hillis, we eventually got approved. I highly recommend them especially if you are in a high risk category!
Nelson Greg
GA Resources4XPayments is an extremely conducive service provider. I was new in this field and achieve the best support from Tom Jamie. It plays an amazing, very reliable part to begin and grow your business by the way I will definitely recommend others to use this company and get full satisfaction with your payments. All the best to the team and clients.
Domun Stewart
Easy Shop Bounce PipeI started working with 4XPayments this spring to set up a new account. The customer service has been tremendous. Ella Paz is super-responsive, always helpful, and follows through diligently every step of the way. I was anxious about starting over with a new processor, but Ella and her team made it as painless as possible. We now have our new account set up, and customers are making payments on our website daily. I am very impressed with the service and would highly recommend 4XPayments to others based on my first month with them. It's Five-Star Service, for sure!!!
Ursula Hella
Women's Soccer CoachJoin the 4XPayments Family
Our process and unique agent support systems and dedicated to your become a Payment Professional Today!