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Guarantee the best for our clients

A+ BBB
Rating

Plus 4X PAYMENTS was named a 2020 Excellence in Customer Service Award Finalist.

No Minimum
Fees

Fully-customizable fees utilizing our proprietary system. We’ll make it simple.

Free Online Reporting

All the data you need at your fingertips, for no additional cost and easily accessible.

Free 24/7/365 Support

We make business personal. Call our award-winning customer support team, anytime.

Think Fintech, Think 4X PAYMENTS

ACH Payment

4X PAYMENTS is adept at supporting ACH payment processing for all types of businesses.

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Check Guarantee

Check guarantee is protection that eliminates the risks of accepting bad checks.

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Security and PCI Compliance

Elavon helps ensure your payments data is secure.

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Merchant Account Solutions

ACH Payment

4X PAYMENTS is adept at supporting ACH payment processing for all types of businesses.

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Merchant Account

Ready to begin accepting payments but don’t know where to start?

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Check Processing

Check Processing is protection that eliminates the risks of accepting bad checks.

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Merchant Cash Advance

I was able to get approved and funded within 24hrs.

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Online Fraud Protection

Credit card fraud detection, protection, and prevention is important for all businesses, no matter their size.

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Explore 4X PAYMENTS Payment Solutions

Mix and match products from 4X PAYMENTS payment suite
to solve for your exact business use case.

Payment Gateway

Easily add payments to your website or app with a seamless checkout experience

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Shopping Cart

We strive to provide shopping cart payment processing that is secure, affordable, and compatible for all business types.

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Security and PCI Compliance

Verifying that your customer is the actual cardholder is a critical first step in fraud mitigation.

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Risk Management

SHere at 4X PAYMENTS, obtaining a high risk merchant account for businesses new and established is our specialty.

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Recurring Billing Software

Save time and increase cash flow with recurring payments and automated billing

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Small Business Financing

Grow your business with a cost-effective way to finance operating expenses and expansion needs.

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Features

Empower your business with all the right tools to accept
online payments and provide the best customer experience

Instant Activation

Get activated and transact within 2 minutes. Completely online onboarding with minimum documentation.

Easy Integration

With plugins for all major platforms and languages, integrate and go live with 4X PAYMENTS in less than an hour.

API Driven

Build your business for scale with our complete API-driven automation that requires zero manual intervention.

100+ payment modes

Offer your customers the luxury of all payment modes including Credit/Debit cards, Netbanking, UPI, Wallets etc.

Simple Pricing

Our innovative payment solutions with competitive pricing make payments simpler.

Best in Industry Support

Always available email, phone and chat based support to help you in your every step.

Dashboard Reporting

Real-time data and insights on your 4X PAYMENTS Dashboard to make informed business decisions.

Secure

PCI DSS Level 1 compliant solution which removes your burden of regulatory compliance.

Join the Alliance of Exceptional Businesses through 4X PAYMENTS

We make it easier for you to focus on building great products while we work on simplifying your payments. Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers.

Focus on your business while we handle the complexities of payments for you.

Processing Steps

46

Countries

Process payments with 4XPayments in over 46 countries & find our offices in the US, Canada, Mexico & the UK.

$180M

in Annual Volume

We’re growing – FAST. Experience what it’s like to work with a processor with incredible scale.

104k

Clients

From B2B to online and salons to restaurants, 4XPayments supports industries and companies of all shapes & sizes.

2103

Referral Partners

Our partnership won’t just be a value add to your customers, we’ll add an additional revenue stream to your organization.

How to save 50-80% on processing costs

You submit a merchant processing statement

Pull a couple months worth of your processing statements and send them on over.

We do a deep dive and a Cost Savings Analysis

Our analysts will breakdown your data & give you a simple report of savings you could expect.

We process your app and open your accounts

We’ll setup your merchant account and get you up & running in no-time.

More $$$ in your pocket!

It’s true! We can save you 50-80% in processing, with NO CONTRACTS.

4XPayments Consultant

Ready To Get Started?

Apply for an account to instantly start processing mail and telephone orders. Or reach out to us to design a custom package for your business.

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An Experience
People Love To Talk About

I had a very positive experience with 4XPayments. We were having trouble getting a merchant account because our company is categorized as high risk. However, with a really strong effort by Nicole Hillis, we eventually got approved. I highly recommend them especially if you are in a high risk category!

Nelson Greg

GA Resources

4XPayments is an extremely conducive service provider. I was new in this field and achieve the best support from Tom Jamie. It plays an amazing, very reliable part to begin and grow your business by the way I will definitely recommend others to use this company and get full satisfaction with your payments. All the best to the team and clients.

Domun Stewart

Easy Shop Bounce Pipe

I started working with 4XPayments this spring to set up a new account. The customer service has been tremendous. Ella Paz is super-responsive, always helpful, and follows through diligently every step of the way. I was anxious about starting over with a new processor, but Ella and her team made it as painless as possible. We now have our new account set up, and customers are making payments on our website daily. I am very impressed with the service and would highly recommend 4XPayments to others based on my first month with them. It's Five-Star Service, for sure!!!

Ursula Hella

Women's Soccer Coach

Join the 4XPayments Family

Our process and unique agent support systems and dedicated to your become a Payment Professional Today!

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